Gianna asked: Sorry, I don’t get this at all. Why do some prospective employers check out your credit rating before they decide to hire you? What does your credit rating have to do with whether or not you will be a good employee?Alicia
americanflashing@verizon.net asked: my credit rating is low. I can afford to buy a house just bad credit is stopping it.Justin
gds_ny2003 asked: I’m looking to repair my poor credit rating. I owe 10k+ to various creditors. I’m married, we both have a decent paying jobs. My spouse has credit problems as well. Here are my concerns: 1. Are there any immediate steps that I should take to get started? 2. What is considered a “good” [...]
Knowledge Seeker asked: Since I started using my Visa/MasterCard credit cards, I’ve always treated them like charge cards (paying them off in full each month) to avoid the interest unless its absolutely necessary to maintain a balance. Some people say that this can have a negative effect on ones credit rating? Is this true?Steve
Dr. Butt, CPA asked: I am the co-signer with my mom when we financed a car from Honda. It lasts for 5 years. I am trying to pay it off in 2 or 3 payments within 1 year to avoid having to pay the high 9% interest rate. By doing this, how will it affect [...]
Jello asked: How does Credit rating agency evaluate individual credit? How can I start a Credit rating agency?Jeanne
matt asked: I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost $150). [...]
Normand V asked: I just want to know what my score is without having to pay for it. I want to apply for a small personal loan of $3,500.00 and I hear each time you apply it lowers your score. I am in the process of re-building my credit and don’t want to apply if [...]
advait0 asked: Somewhere I read that a nation in Africa was given a higher credit rating as a nation, but I lost the article. How does a nation get a credit rating as a nation, and what authority decides the credit rating for a nation?Douglas
toastergnome asked: My ex-husband and I divorced in 1998, I am now remarried with a different last name. He is now married to a woman with the same first name as me so now she has the exact same name I had when I was married to him. Can you see where the trouble begins? [...]