One Still Man asked: My wife and I have excellent credit! My wife applied for the Obama Hamp program since I am out of work. We just found out it might lower our credit rating. I wish she knew about this sooner. How much will this Obama Hamp program hurt our credit rating? Is there [...]
Heidi 4 asked: I have a Capital One credit card which I havn’t used for over two years. I got a letter from them today that they are going to cancel my credit with them because I have not used my card. My credit rating is ‘excellent’ and don’t want this as a negative on [...]
Isendar asked: About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR is quite high (Mine’s at 21.50% right now). I had 2 mishaps where I was [...]
Kevin H asked: Ok so I have a credit card that has a balance of almost $6,000. The minimum payments are $179.00 each month. This card is insane. The interest is 29.9%. I was possibly thinking that I would get a pre-approved credit card I was offered in the mail for a $5000.00 dollar credit [...]
rpgarcia1@sbcglobal.net asked: The 3 main credit checking companies ask for your bank acct# so they can bill you if you want to keep their services, and they say you can cancel at anytime within a certain amount of days, but they don’t say how or who to contact, that is, by giving a telephone # [...]
HKR4444 asked: How much should i charge on my secured credit card to get the best credit rating? I can charge up to $500 on my secured credit card and want to know how much should I charge on my secured credit card to get the best credit rating. I need to build credit because [...]
alrightoday asked: I’m currently holding an additional credit card from my dad. He’s the main card holder, and a very good borrower with excellent credit history. I’m wondering whether I can still earn credit rating through this way?Jason
kaoss x asked: I live in Perth, Australia, I want to know what and how your credit rating is worked out. Obviously it takes into account late payment of bill and outstanding debts and all that, but is there anything else that you might not think would be included? also, is there any way to [...]
Desi asked: I have just moved to Florida from the UK and wish to buy a house,do I need a credit rating to obtain a mortgage. I have owned a property in Sarasota for four years, will this count?Ricardo
TODJ asked: I am looking for best possible mortgage interest rate with no expese and no prepayment penalty. Who has this loan in San Jose