21 and need help badly with credit repair?
djust941 asked:
I am 21 and have a 550 credit score. I am buying a new truck in a week or two. I got an interest rate on 24000 of 23% I have had my credit reprt for about a month. I have about 10000 in debt some of it is medical bills, and about half I have no Idea what they are or I know they are not mine. One has my mothers social on it. I have ones I know are not mine in dispute but still have not heard anything. What can I do So in 6 mos or a year I can refi and get my interest low. How do I fix my credit.
there is not a drastic depriciation on the truck the msrp is 32,000 and blue book value for it with 15,000 miles on it is 20,400 or so. I am paying 24,000 before interst of course.
Kathleen
I am 21 and have a 550 credit score. I am buying a new truck in a week or two. I got an interest rate on 24000 of 23% I have had my credit reprt for about a month. I have about 10000 in debt some of it is medical bills, and about half I have no Idea what they are or I know they are not mine. One has my mothers social on it. I have ones I know are not mine in dispute but still have not heard anything. What can I do So in 6 mos or a year I can refi and get my interest low. How do I fix my credit.
there is not a drastic depriciation on the truck the msrp is 32,000 and blue book value for it with 15,000 miles on it is 20,400 or so. I am paying 24,000 before interst of course.
Kathleen
