18
Jul
How can I get my credit rating without having to pay for it?
Posted by , under Credit
Normand V asked:
I just want to know what my score is without having to pay for it. I want to apply for a small personal loan of $3,500.00 and I hear each time you apply it lowers your score. I am in the process of re-building my credit and don’t want to apply if my credit rating is a “C” or below can anybody help me?
Roland
I just want to know what my score is without having to pay for it. I want to apply for a small personal loan of $3,500.00 and I hear each time you apply it lowers your score. I am in the process of re-building my credit and don’t want to apply if my credit rating is a “C” or below can anybody help me?
Roland
Willie
In some states you can request a free Credit report, there are three credit reporting agency’s Experican, Trans Union, EquiFax. you can either go on their web site or write them.
Renee
You can get your score for free from each of the 3 agencies now. Here are the sites for each one:
If you want to verify this, go to the financial guru that is on radio and tv, Search his site for “free credit score”
For free credit report, use
freecreditreport.com is not free. They make you pay for a service in order to get it, so do not use them.
Cindy
You can get your credit report for free from . This is the only really free source and you can get one report from each of the 3 credit bureaus a year.
When you get your report, you can also purchase your credit score. The scores only cost about $7 each so it’s not expensive. I don’t know anyone that gives them away for free.
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