Refinance with bad credit?
Terissa M asked:
My husband has poor credit and is stuck in an ARM loan on his house, which he has NEVER missed a payment to. He is currently with Wells Fargo and they are requiring 2 tax years at the same job before they will refinance us. Does anyone know a company that is reputable in working with people with low credit and can refinance us into a FIXED rate?
the house loan in 74,000 the tax appraisal (this is the lowest appraisal) is for 89,000 most likely can be appraised for over 100,000
his interest rate is 9.95 =( I do not know where the original loan papers are think his X has them so i do not know why it remains so high
Elsie
My husband has poor credit and is stuck in an ARM loan on his house, which he has NEVER missed a payment to. He is currently with Wells Fargo and they are requiring 2 tax years at the same job before they will refinance us. Does anyone know a company that is reputable in working with people with low credit and can refinance us into a FIXED rate?
the house loan in 74,000 the tax appraisal (this is the lowest appraisal) is for 89,000 most likely can be appraised for over 100,000
his interest rate is 9.95 =( I do not know where the original loan papers are think his X has them so i do not know why it remains so high
Elsie
