Spam asked: He is currently with a building society who don’t have credit card accounts and when he goes to the other banks they won’t give him a credit card because he doesn’t have a credit rating or any bills coming out of his wages like a morgage, so hows he meant to build up [...]
David Kamau asked: How do you show lenders, landlords and yes, even employers know that that you’re trustworthy and reliable? Your credit score also known as credit rating. Improve your credit rating and other important aspects of your life will improve as well.This is your financial report card on how well you keep promises and [...]
Joseph Kenny asked: Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra credit we [...]
Gressly Stevens asked: When it comes to your credit you cannot be too careful and that is why it is very important that you use the credit rating online services that are available to you so that you can check your credit score at least once every 6 months. This is very easy for you [...]
Maury Lum asked: This article covers the topic of our personal credit rating and credit history. Credit rating plays a very large role in determining eligibility for securing new credit in addition to the terms and options available. As such, it is important to understand what information the credit reporting agencies use in order to [...]
Anj asked: My husband and I are planning to purchase a new home in the next couple of months. I know that traditionally, without 20% down payment, banks require you to pay PMI. While I understand the bank’s perspective on this, as a buyer – it seems like money thrown to the wind every month. [...]
Bloomberg asked: Pressure increases for US government to recapitalise banks amid market slump; Morgan Stanley may have its credit rating cut by Moody’s on financial markets outlookLorraine