Posts Tagged ‘Capital One’

Will it hurt my credit rating if the company cancelled card due to non use?

Heidi 4 asked: I have a Capital One credit card which I havn’t used for over two years. I got a letter from them today that they are going to cancel my credit with them because I have not used my card. My credit rating is ‘excellent’ and don’t want this as a negative on [...]

How should I go about raising my credit rating?

Isendar asked: About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR is quite high (Mine’s at 21.50% right now). I had 2 mishaps where I was [...]