playgroundfunn asked: I don’t have a credit card, but I did take out a loan. I’m kind of confused because my dad is always telling me that having this loan will be good for my credit rating since he’s paying it off.Cindy
alrightoday asked: I’m currently holding an additional credit card from my dad. He’s the main card holder, and a very good borrower with excellent credit history. I’m wondering whether I can still earn credit rating through this way?Jason
W. M. Blake asked: Anyone who has checked into their credit score has probably found the rating scale to be somewhat confusing. There are a bunch of numbers, each meaning something different. Understanding how this rating works will help you to read your credit score effectively.There are several pieces of information reviewed by companies when [...]
missjuly08 asked: I got my first credit card at 18, I’m now 24. In another year will my credit rating start over? I thought I had heard that from someone before. Is it just the credit I accrued when I was 18? Suppose I got another credit card at 21, does that one stay on [...]
Joseph Kenny asked: It is a fact of modern life that credit cards are an increasingly essential financial tool. There are many situations in which if you do not have a credit card, you will either be unable to pay for goods and services, or to take up special promotions. There are also countless more [...]
Roxanne Arailia asked: Can you please give me this steps of how to solve this problem? The monthly minimum payment “p” due on a certain credit card with a fixed rate varies directly as the balance “b” , and “p” = $19.80 when “b”= $1100. Find “p” when “b” = $3000. (I typed it exactly [...]
marie76444 asked: I currently have a morgage balance of 79,558.88. We bought the house last october 06. I Have until November of 2008 to get it refinanced or get a fixed rate, right now I have a ARM rate. The last time i checked my credit they said my middle was 641. The go by [...]
cece asked: I have been researching for credit cards to start building credit and I found two cards I like but I would like others opinion about them. one is from Navy federal which is a fixed rate no annual fees APR 8.90% The other is from bank of america 14.99 APR Annual fee is [...]
Wonder the Chatty Cat *cries* asked: My annual salary is $57k, but I am a SINGLE Mom with 2 kids, and a mortgage payment. I have 22k in college loans, at 9% interest. And I’ll end up paying 35k+ (2017) However, I can pay it off completely NOW using a promotional cc check (through credit [...]
luv2bntenn asked: I am not late on mortgage payments, but Alliance One told me that Chase will NOT mortgage my loan if I am in default with credit cardErica