coola asked: I have overdrafts, loans and credit cards and I have missed many payments on all of them and am overlimit on my overdraft and credit card. Apart from making payments on time how can I get a better credit rating? Will it only get better once I don’t owe anything or if I [...]
SteelerNation asked: I had high balances on my credit cards, and missed a few payments while I was laid off. Now that I am working again and making my payments how long will it take my credit rating to go up again?Diana
matt asked: I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost $150). [...]
Molly Wider asked: Something that many individuals with bad credit have in common is that they do nothing about it. They accept that they have bad credit and live with the consequences. Many don’t realize that it is actually not that difficult to fix a credit score. It does take patience as it can take [...]
Mike Singh asked: You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you have been in handling your credit and debts. When asking about credit score, it signifies you [...]
Joseph Kenny asked: It is a fact of modern life that credit cards are an increasingly essential financial tool. There are many situations in which if you do not have a credit card, you will either be unable to pay for goods and services, or to take up special promotions. There are also countless more [...]
ehowfinance asked: In order to improve a credit rating, a person should pay their bills on time and avoid maxing out credit cards. Find out how to improve a credit rating by getting monthly credit reports withadvice from a registered financial consultant in this free video on money management. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: [...]
cece asked: I have been researching for credit cards to start building credit and I found two cards I like but I would like others opinion about them. one is from Navy federal which is a fixed rate no annual fees APR 8.90% The other is from bank of america 14.99 APR Annual fee is [...]
kate asked: I am 24 years old and have opened up too many charges since I turned 18< i have a full time job, but I also go to college and now I am struggling to make the minimun payment on all my different cards. in total I am in debt about $3,500. spread out [...]
luv2bntenn asked: I am not late on mortgage payments, but Alliance One told me that Chase will NOT mortgage my loan if I am in default with credit cardErica