dwaindaddy asked: I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?Ann
Terry Edwards asked: A bad credit rating can adversely affect the ability to purchase a car or home and even things like appliances and other household goods. Your credit rating is kind of like a barometer of your borrowing and negotiating power. Business and lending institutions look at your credit score as a measure of [...]
W. M. Blake asked: Anyone who has checked into their credit score has probably found the rating scale to be somewhat confusing. There are a bunch of numbers, each meaning something different. Understanding how this rating works will help you to read your credit score effectively.There are several pieces of information reviewed by companies when [...]