Posts Tagged ‘Credit Debt’

Shocking – How to Fix your Bad Credit History

Mike Torres asked: If you have a bad credit history then there are some actions you can take to recover from a poor credit rating. At this point, I don’t recommend a payday loan or any sort of unsecured loan. Although it’s likely you will be rejected for most anyway, the last thing you want [...]

How to Get Out of Debt (and NOT get scammed)

DebtAdvice asked: Got Debt? In Trouble? Don’t Know What To Do?www.DebtReliefCompanies.net offers straightforward and honest breakdown of your options to get yourself out of credit card debt. Save hours of research! Debt help is available but be careful before deciding which debt relief solution is best for you. One size does not fit all so [...]

How To Increase Your Credit Score Quickly And Easily

Tim Gorman asked: If you have been refused loans or credit recently and think you may have a low rating, then you may be wondering how to increase your credit score. The credit report companies use a variety of methods to determine what your credit score should be. When you know how they work out [...]

How does consolidating credit debt effect a credit rating?

MsNomer asked: My credit rating is probably better than the average as I pay all my credit bills on time, but I’d like to consolidate all the debt for a lower interest rate, with an eye on paying it all off faster. Would it be better to pay off the balances individually than to consolidate? [...]

Credit Card debt, balance transfer?

Misplaced Midwesterner asked: I have about $500 of debt on a credit card and they just increased the rate to 29%. The card limit is $700. I also have a credit card with a $8,500 limit and a 13% fixed rate. Would it be a good idea to transfer the balance from card A to [...]

can you buy a house with bad credit?

burppyy asked: with credit card debt around 20K? I want to buy a house fix it up flip it sell and with that money pay off my credit card debts cause at this rate it will take years and years to pay it off.Herbert

Student Loan for Low Income, $20,000 Credit Card Debt?

Doubting Thomas asked: Here’s the deal: I want to go to a trade school that’s 6 months long 8AM to Noon Monday thru Friday. The school will cost me just under $11,000. It’s a trade where I know I can get a good job in my area based on my own local research and talking [...]

Debt Management : How Does Debt Relief Without Bankruptcy Affect Your Credit Rating?

eHow asked: Debt relief without bankruptcy is important because bankruptcy puts a black mark on personal credit. Use debt consolidation instead of declaring bankruptcy withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. [...]

Credit Card Debt Information : Does It Hurt a Credit Rating to Cancel a Paid Off Credit Card?

ehowfinance asked: Canceling a paid off credit card can hurt a credit rating because credit card companies can pretty much do anything that they want. Consider keeping a paid off credit card to avoid damaging your credit score with tips from theowner of a debt settlement company in this free video on credit cards. Expert: [...]

What preparations should people take for an Obama Presidency?

nick H asked: I have a choice between a traditional annuity and self managed retirement plan; given the likelihood that his policies will result in more economic downturn, I’m sticking with the annuity. I’m paying off all credit debt and refinancing the loan on my rental property to a fixed rate, anticipating that loan rates [...]