MorrisW asked: If someone has let’s say a bad credit history in Canada, could this somehow affect the credit rating in the United States? Is there such a thing as an international credit report?Paula
Michael Perrin asked: You may have a poor credit report but don’t worry; that doesn’t mean you won’t be able to get credit. The standards for granting credit are not all the same with different creditors. In fact they may differ quite widely. Some look at your whole history. Some, on the other hand, are [...]
SnowTwqd asked: I have several accounts open for different reasons that I would like to keep but I am trying to improve my credit rating, does that look bad on a credit report. Any other tips to improve credit fast? I don’t have bad credit but I am trying to get the best rate possible [...]
Gressly Stevens asked: When it comes right down to it you already know that there are many reasons that you are judged by your credit every single time you try to make a financial decision and even for employment anymore. This is why you have to check your credit rating at least twice a year. [...]
Gary Bunn asked: Your credit report is the one piece of financial information on which you will be judged on forever! This is the one piece of personal information that will determine if you are accepted or turned down for every credit application you make in your entire life. Its not surprise then that having [...]
Gressly Stevens asked: Are you curious to know what your credit rating is and why it is what it is? Do you want to know the many reasons why you should be saying to yourself. “I need to check my credit rating”? There are many reasons to stay on top of your credit and check [...]
Grant Rowe asked: How banks decide who to lend to:A bank will basically use three different types of information when deciding whether to give you a loan, credit card or mortgage. Firstly, it will look at the information on your application form. As well as items such as your age, income and marital status, it [...]
John F Smith asked: If you are living a life with a bad credit rating, then try to rebuild your credit rating again. Here are ways that are guaranteed to help you build a solid and perfect credit rating.If your monthly billing statement arrives, pay it on time. Paying your bills late will cause a [...]
toastergnome asked: My ex-husband and I divorced in 1998, I am now remarried with a different last name. He is now married to a woman with the same first name as me so now she has the exact same name I had when I was married to him. Can you see where the trouble begins? [...]
Joseph Kenny asked: Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra credit we [...]