fix credit rating

Irena Bocheva asked: It is a lot easier to lower your credit score than to raise it. Most people learn this the hard way. However, there are a number of things

Assaf Katzir asked: Let’s face it, you have a low credit ranking so you must raise it as a way to make your life less difficult. Whether you are intending to get a home loan, make an application for a vehicle loan, wish to apply for a job and etc., your FICO score is really [...]

All asked: I’m planning on killing myself sometime this week, and my FICO credit score is around 680. Will it show up on my credit report that I sucked down a revolver and painted the walls with my brains, and if so, how will this affect my credit rating? The internet is serious business, so [...]

Gressly Stevens asked: When it comes right down to it you already know that there are many reasons that you are judged by your credit every single time you try to make a financial decision and even for employment anymore. This is why you have to check your credit rating at least twice a year. [...]

Francine Denson asked: Your personal credit rating is considered any time you are seeking a loan or line of credit. This is what ultimately determines if you get the loan or not and if so what interest rate you will pay. For this reason, your credit rating is one of the most important numbers in [...]

Gressly Stevens asked: When it comes to your credit you cannot be too careful and that is why it is very important that you use the credit rating online services that are available to you so that you can check your credit score at least once every 6 months. This is very easy for you [...]

Jed C. Jones Ph.D. asked: There are a lot of myths floating around about how to improve your credit rating. Truth is, a better credit rating can save you $1,000s in annual debt payments.Here I dispel 5 myths about improving your credit rating:Myth #1: I do not stand to gain much financially by improving my [...]

David Kamau asked: Understanding the credit score rating system is of the essence for anyone who uses or wishes to establish or restore credit. And you don’t have to know all the intricacies that go into calculating your score; just the basics will do.The basics of the credit scoring system are not that difficult to [...]

Alison Cole asked: Even if FICO scores are used by most financing firms and institutions to determine one’s creditworthiness, one must remember that it is not the sole criteria for being granted credit or loans. It is merely a part of the credit decisions that financial institutions use to determine whether or not one is [...]

CatDad asked: I’m self-employed and I have an exceptional credit rating: Equifax FICO is 802 and TransUnion is 789……Does anyone know if I can get a fixed mortage for, say 100K, based entirely on my credit score?Bertha