Kate373 asked: My parents bought their home 4 years ago at a 4% rate, which is due to change next year when their loan rate. With the market crunch and the new strict lending that’s bound to occur as a result of this, they are worried about what refinancing has in store for them. The [...]
Kevin H asked: Ok so I have a credit card that has a balance of almost $6,000. The minimum payments are $179.00 each month. This card is insane. The interest is 29.9%. I was possibly thinking that I would get a pre-approved credit card I was offered in the mail for a $5000.00 dollar credit [...]
Roxanne Arailia asked: Can you please give me this steps of how to solve this problem? The monthly minimum payment “p” due on a certain credit card with a fixed rate varies directly as the balance “b” , and “p” = $19.80 when “b”= $1100. Find “p” when “b” = $3000. (I typed it exactly [...]
marie76444 asked: I currently have a morgage balance of 79,558.88. We bought the house last october 06. I Have until November of 2008 to get it refinanced or get a fixed rate, right now I have a ARM rate. The last time i checked my credit they said my middle was 641. The go by [...]
cece asked: I have been researching for credit cards to start building credit and I found two cards I like but I would like others opinion about them. one is from Navy federal which is a fixed rate no annual fees APR 8.90% The other is from bank of america 14.99 APR Annual fee is [...]
Misplaced Midwesterner asked: I have about $500 of debt on a credit card and they just increased the rate to 29%. The card limit is $700. I also have a credit card with a $8,500 limit and a 13% fixed rate. Would it be a good idea to transfer the balance from card A to [...]
Rich P asked: I’m a dirt broke college student who is looking to find a student loan that doesn’t doom my future to financial crises. not consolidating yet, but i have already received the benefits from the fafsa. If there are any good ideas, i would love to hear them. i have a virtually unestablished [...]
Wonder the Chatty Cat *cries* asked: My annual salary is $57k, but I am a SINGLE Mom with 2 kids, and a mortgage payment. I have 22k in college loans, at 9% interest. And I’ll end up paying 35k+ (2017) However, I can pay it off completely NOW using a promotional cc check (through credit [...]
carlyjj941 asked: back in january.. i made a balance transfer.. the lady on the phone told me about the promotional offer they had of 2.99 fixed rate for the life of the loan on a transfer .. so i did it.. well when i got my bill the interest rate was at 21% I HAD [...]
Doubting Thomas asked: Here’s the deal: I want to go to a trade school that’s 6 months long 8AM to Noon Monday thru Friday. The school will cost me just under $11,000. It’s a trade where I know I can get a good job in my area based on my own local research and talking [...]