Posts Tagged ‘Interest Rate’

having problems with a credit card company. what should i do?

carlyjj941 asked: back in january.. i made a balance transfer.. the lady on the phone told me about the promotional offer they had of 2.99 fixed rate for the life of the loan on a transfer .. so i did it.. well when i got my bill the interest rate was at 21% I HAD [...]

Is there a way to avoid paying outrageous PMI if you plan to finance 100% of a new home?

Anj asked: My husband and I are planning to purchase a new home in the next couple of months. I know that traditionally, without 20% down payment, banks require you to pay PMI. While I understand the bank’s perspective on this, as a buyer – it seems like money thrown to the wind every month. [...]

where can I go to refinance two home equity loans into one?

lovecats asked: I am in the Albany N.Y. area. Credit is only average. Need a low (5%) interest rate and a fixed rate. Need all of this soon.Lonnie

21 and need help badly with credit repair?

djust941 asked: I am 21 and have a 550 credit score. I am buying a new truck in a week or two. I got an interest rate on 24000 of 23% I have had my credit reprt for about a month. I have about 10000 in debt some of it is medical bills, and about [...]

Does getting a loan to pay off high interest credit cards hurt your credit score?

paha4u asked: I have a very very large balance on one of my credit cards, and paying it off wouldn’t take so long or be so hard on- but my apr is 25.49%!So at this rate it’ll take me about 6 years to pay it off. I called to see if they could lower my [...]

Refinance with bad credit?

Terissa M asked: My husband has poor credit and is stuck in an ARM loan on his house, which he has NEVER missed a payment to. He is currently with Wells Fargo and they are requiring 2 tax years at the same job before they will refinance us. Does anyone know a company that is [...]

Credit Score 690 what should be my interest rate?

WindowsVistaMan asked: I have a credit score of 690 and I need a to buy I house in Los Angeles for 675,000. I also have a Bankruptcy on my credit report from 6 years ago. My credit has been excellent since my bankruptcy 6 years ago. I applied for a “Low Doc Loan” and was [...]

Big debt with credit company! How can I fix it? Insurance company was supposed to cover it?

Mister-E asked: I had my 4 wisdom teeth pulled out when I was 17. I was still under my parents insurance but the insurance company (Bluecross Blueshield) didn’t want to pay any part of it. The dentist’s office that performed the operation said they sent the request for the money from the insurance company many [...]