Posts Tagged ‘Personal Credit’

Building Up Your Personal Credit Rating

Jon Arnold asked: Your personal credit rating is the only impression many credit lenders get of you prior to giving you a line of credit. If you fail to ensure your credit rating is high enough, chances are good you will undermine yourself in terms of getting the loans you want, getting insurance for your [...]

Your Personal Credit Rating Explained

Francine Denson asked: Your personal credit rating is considered any time you are seeking a loan or line of credit. This is what ultimately determines if you get the loan or not and if so what interest rate you will pay. For this reason, your credit rating is one of the most important numbers in [...]

Your Credit Rating and Credit History (Beacon and FICO Score) – Applying For a Mortgage

Maury Lum asked: This article covers the topic of our personal credit rating and credit history. Credit rating plays a very large role in determining eligibility for securing new credit in addition to the terms and options available. As such, it is important to understand what information the credit reporting agencies use in order to [...]

Debt Management : How Does Debt Relief Without Bankruptcy Affect Your Credit Rating?

eHow asked: Debt relief without bankruptcy is important because bankruptcy puts a black mark on personal credit. Use debt consolidation instead of declaring bankruptcy withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. [...]